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Helping You Personalize Your Medicare Health Insurance Plan
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Partnering with You Annually to keep it Current
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Your Local Medicare Health Insurance Advisor
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We're Personalizing Medicare Insurance
"Just for You!" Let Our 30 Years of Helping Medicare Recipients Benefit You! |
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✔ We Help Guide People thru the Maze called Medicare
One Person at a Time Being a Medicare Recipient has allowed me to Experience Firsthand the trials and Tribulations of what One who has Medicare goes thru so we can easily relate to issues for People. ✔ We are Advisors not Salespeople
Everyday we Help People Understand Medicare Benefits and their Options. We put things in common terms so as not to Confuse You. ✔ We do all this for You and for Free! There is never a Charge for our Services and we can Help You Explore Your Options. |
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Here's How We Personalize
YOUR Medicare ✔ We always Review Your Medications ✔ We Help You Choose Your Doctors ✔ We work with You to get the Plan that creates Value for You and will provide you with the Care that you Deserve ✔ We Believe in the words...Personal Means Personal. We are Locals. We live and work in the Community we serve and Know the Health Plans, the Doctors and the Provider Networks |
About Medicare in Las Vegas
We are Medicare Health Insurance Brokers
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Meet David Karel
As a Medicare Health Insurance broker , I Work for You! We provide One Stop Shopping Myself and My team represent the majority of companies in the Market so you do not need to shop around. Just one person to deal with that's been trained by the carriers we represent to understand their plans. We create YOUR Personal Solution We'll ask you Questions and then take this information and match it to the Plan that meets Your needs and Presto! A plan that's Designed for You. We do not believe in a "ONE SIZE fits All Solution." That's the difference between selling Healthcare Insurance or Advising you on a Healthcare solution. We will Help you Navigate the Medicare System Let US be Your Guide We'll provide you with Personal, Unbiased Advise and on going Support Medicare can be complex and sometimes overwelming. We will be here today and also for Many Many Tomorrows We believe that Medicare is a Journey not a One Stop. Our clients continue to receive our Help and advise long after they have come on board with us. We are not going to take your Business and run away. We want to deliver the Help and information you need so that You are excited and tell others about how we helped you and how we can Help them. As a user of Medicare Daily I can easily relate to all the differences and can break it down for you to make your journey in the Medicare system easy. Guiding You through the "Medicare Maze" and helping you get your Medicare RIGHT is our Goal. We encourage YOU to reach out to us to Help YOU on YOUR journey. |
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Don't Forget to Check Our Monthly Event Calendar especially during Medicare AEP Season
( Medicare Annual Enrollment Season Oct 15 thru Dec 7th) We will be out in the Community Answering Your Questions about Medicare |
The Changing of Medicare Part D
This is Part of the Inflation Reduction Act of 2022
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What will it Mean for You?
Whether you have Medicare Part D as part of Your Medicare Advantage Plan with Drugs ( MAPD) or You have Medicare Part D as a Seperate Part (Standalone) you will need to be aware of these upcoming changes and the Restructuring of Medicare Part D |
ATTEND ONE OF OUR INFLATION REDUCTION ACT EDUCATIONAL PRESENTATIONS
SO YOU WILL BE PREPARED FOR AEP ( Annual Enrollment Period 2024) (Oct 15th thru Dec 7th)
This is the biggest change to Medicare Part D since it was introduced in 2006
Plan on attending....
Click on the button for the Locations/Dates and time. We will have Refreshments!
SO YOU WILL BE PREPARED FOR AEP ( Annual Enrollment Period 2024) (Oct 15th thru Dec 7th)
This is the biggest change to Medicare Part D since it was introduced in 2006
Plan on attending....
Click on the button for the Locations/Dates and time. We will have Refreshments!
Click on the Fact Sheet Picture to Find out More.. |
Having an Issue Paying for the Cost of a High Priced Prescription?
The New Medicare Prescription Payment Plan could be the Answer! |
MEETING WITH US IS EASY
We love discussing Your Medicare Needs
Live in the Las Vegas Valley?
We'll personally meet with you one-on-one
Schedule a Meeting, Select a Day, Date and Time
We love discussing Your Medicare Needs
Live in the Las Vegas Valley?
We'll personally meet with you one-on-one
Schedule a Meeting, Select a Day, Date and Time
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Want to Learn More about:
Medicare in Las Vegas or in Nevada? Click on the Guidebook Picture Get an Overview of Medicare In Las Vegas |
When can I change
"My Medicare Plan?"
You may Qualify for A Special Election Period
See the Section below...
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Special Enrollment Periods
You can make changes to your Medicare Advantage and Medicare drug coverage when certain events happen in your life, like if you move or you lose other coverage. These chances to make changes are called Special Enrollment Periods. |
The types of changes you can make and the timing depend on your life event.
There are many Special Enrollment Periods. You may Qualify for One.. Just Ask Us!
There are many Special Enrollment Periods. You may Qualify for One.. Just Ask Us!
Medicare Advantage has a Special one that allows you to Join a Medicare Advantage Plan Year Round.
It's called the 5 Star Enrollment period
Wondering if You qualify for a Special Enrollment Period?
Give Us a Call....702.403.6348
Send us a Text ..702.403.6348
Email us at [email protected]
We will review Your Situation and let you know
Send us a Text ..702.403.6348
Email us at [email protected]
We will review Your Situation and let you know
"The Basics of Medicare Supplemental Policies"
An Overview of What's Available
(Click on the Picture to download the Overview) Want to Know More about Medigap Policies? How do they Work What Plans are Available The Nevada "Birthday Rule" for Changing The Guide to "Choosing a Medigap Policy" (Click on the button below ) Its will take you to Our Page on Medigap Policies (Medicare Supplemental Insurance) |
Click on the picture to go to our
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Is Your Medicare Coverage Keeping Up withYour Needs?
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* CALL US AT 702-403-6348 TTY (711) or Send us at Text at 702-403-6348 to request a review or to meet for a review *Monday thru Friday , 9:00 am - 6:00pm |
Medicare
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WANT TO LEARN MORE ABOUT MEDICARE?
MEDICARE AND YOU 2025 MAY BE ABLE TO HELP
CLICK ON THE PICTURE TO DOWNLOAD A COPY...
(Hint: There are Links in the Handbook.. If you view the Handbook online and you click on a Link it will take you to a Certain Section in the Medicare.gov webpage for additional information). It can be Handy!
MEDICARE AND YOU 2025 MAY BE ABLE TO HELP
CLICK ON THE PICTURE TO DOWNLOAD A COPY...
(Hint: There are Links in the Handbook.. If you view the Handbook online and you click on a Link it will take you to a Certain Section in the Medicare.gov webpage for additional information). It can be Handy!
DO YOU NEED TO ENROLL IN MEDICARE?
Go to Our "Apply for Medicare Page!"
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ENROLLING IN PART A
AND/OR PART B OF MEDICARE We have the answers from Social Security and from Medicare for Enrolling in Medicare Part A and Medicare Part B To Enroll in Medicare Part D and Medicare Part C (Medicare Advantage) call us.. 702-403-6348 TTY(711) Calling the above number will connect you with a Licensed Medicare Insurance Specialist for Nevada Medicare Options For more answers Click on the button below and it will take you to our page on Medicare Enrollment We represent all the additional Medicare Options in Las Vegas |
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SAVE MONEY ON YOUR MEDICARE PRESCRIPTION DRUGS
New in Janaury 2024 Get Help with Prescription Drug Costs 
Starting January 1, 2024, people with limited resources can qualify for even more savings on Medicare drug costs (Part D).
Find out more from Medicare Heres the Information from Medicare
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Find out more about
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How do Medicare Savings Programs (MSP's) or "Extra Help" help with Medicare Costs?
TWO FEDERAL PROGRAMS
ONE STATE PROGRAM
These Programs can help you if you Qualify to save Money
on your Medicare Costs
*The Medicare Savings Program (MSP)
*The Extra Help ( LIS) Program
*Las Vegas and Nevada Medicare Assistance Programs
To Find out more just click on the words for each program or the chart on the side
TWO FEDERAL PROGRAMS
ONE STATE PROGRAM
These Programs can help you if you Qualify to save Money
on your Medicare Costs
*The Medicare Savings Program (MSP)
*The Extra Help ( LIS) Program
*Las Vegas and Nevada Medicare Assistance Programs
To Find out more just click on the words for each program or the chart on the side
Why Partner with Us
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We make Medicare “Easy to Understand.” As an Advisor and Advocate, we explain in simple terms the difference between “Original Medicare vs Medicare Advantage.” Many people today find it hard to understand the difference.
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We use Modern Technology and Tools to sort and search thru the Medicare Maze of plans and match Your Needs with the Right Medicare option. More than that, we keep up with your needs, so if they change we change your option.
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We are easy to reach and available when your have questions. We are LOCAL, we know all the plans and many of the Doctors and can match the right Doctor with the correct insurance. We are not a Distant 800 number. Remember the only silly question is the one not asked, so ask the question and we will get the answer.
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We treat you as the unique Person you are, not just some name on a file. We know our clients, not just their IDs on a sheet of paper. Each person has a Different Need, that's why we Personalize each plan
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We remain Educated on the current trends in Medicare. Thinking forward for our Clients can eliminate problems before they happen. Our Clients Trust us because we are Honest and do not use Sales Tactics
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"David has been my Medicare plan advisor for 3 years. He helps find the best plan for you. My husband and I have different plans because our medical needs are different. He is objective and a true professional. I love that he considers my needs and is not trying to just sell me a particular plan. Thanks Dave for your integrity. You can't go wrong with Dave."
- Joyce A.
- Joyce A.
Need a Medicare Health Insurance Specialist?
Get in touch! I am looking forward to working with you!
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Phone or Text Us:
(702) 403-6348 TTY (711) Email: [email protected] Location: Las Vegas, NV 89134 Agency Hours by Appointment Only: Mon - Fri: 9:00am - 7:00pm |