Which Medicare Insurance Plan is the Right One for Me?

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​Already know which type of plan you want?
Compare Medicare Plans offered in your area.
Need Help
​​finding a plan?
Answer a few questions and we will help you get the right fit
Not Connected with or endorsed by the United States Government or the Federal Medicare Program. Medicare has neither reviewed nor endorsed this information.
We Specialize in Las Vegas Medicare
Helping You Personalize Your Medicare Health Insurance Plan
Partnering with You Annually to keep it Current 
Your Local Medicare Health Insurance Advisor
We will analyze your specific situation
Answer all your Questions
​and then 
Make a LOCAL Recommendation
We're Personalizing Medicare Insurance
​ "Just for You!"
​​​Let Our 30 Years of Helping Medicare Recipients Benefit You!
✔ We Help Guide People thru the Maze called Medicare
 ​One Person at a Time

​Being a Medicare Recipient has allowed me to Experience Firsthand the trials and Tribulations of what One who has Medicare goes thru so we can easily relate to issues for People.
✔ We are Advisors not Salespeople
​Everyday we Help People Understand Medicare Benefits and their Options. We put things in common terms so as not to Confuse You.

✔ We do all this for You and for Free! 
There is never a Charge for our Services and we can Help You Explore Your Options.​
Looking for Information and Answers about Medicare in Las Vegas?
​
We will start by explaining How Medicare Works and What are your Options.
We will then review all the Plans that are available in Las Vegas or the different Counties in the State.
There's a lot to know when it comes to signing up and choosing a Medicare Plan
​ and we will be there for you helping you with each step
​Here's How We Personalize
​YOUR Medicare

✔ We always Review Your Medications

✔ We Help You Choose Your Doctors

✔ We work with You to get the Plan that creates Value for You and will provide you with the Care that you Deserve

✔​ We Believe in the words...Personal Means Personal.
We are Locals. We live and work in the Community we serve and Know the Health Plans, the Doctors and the Provider Networks

About Medicare in Las Vegas
We Specialize in Medicare for People who live in the Las Vegas Community

Meet David Karel

As a Medicare Health Insurance broker , I Work for You!

We provide One Stop Shopping
Myself and My team represent the majority of companies in the Market so you do not need to shop around.​ Just one person to deal with that's been trained by the carriers we represent to understand their plans.

We create YOUR Personal Solution
We'll ask you Questions and then take this information and match it to the Plan that meets Your needs and Presto!
A plan that's Designed for You. We do not believe in a "ONE SIZE fits All Solution." 
That's the difference between selling Healthcare Insurance or Advising you on a Healthcare solution.

We will Help you Navigate the Medicare System
Let US be Your  Guide
We'll provide  you with Personal, Unbiased Advise and on going Support
Medicare can be complex and sometimes overwelming.

We will be here today and also for Many Many Tomorrows
We believe that Medicare is a Journey not a One Stop.  Our clients continue to receive our Help and advise long after they have come on board with us. 
We are not going to take your Business and  run away.  We want to deliver the Help and information you need so that You are excited and tell others about how we helped you and how we can Help them.
As a user of Medicare Daily I can easily relate to all the differences and can break it down for you to make your journey in the Medicare system easy.
Guiding You through the "Medicare Maze" and helping you get your Medicare RIGHT is our Goal.
We encourage YOU to reach out to us to Help YOU on YOUR journey.
VIEW OUR LOCAL LAS VEGAS VALLEY
​MEDICARE COMMUNITY EVENTS
Don't Forget to Check Our Monthly Event Calendar 

​We will be out in the Community Answering Your Questions about Medicare
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​

The Changing of Medicare Part D
This is Part of the Inflation Reduction Act of 2022
What will it Mean for You?
Whether you have Medicare Part D as part of Your Medicare Advantage Plan with Drugs ( MAPD) or You have Medicare Part D as a Seperate Part (Standalone) you will need to be aware of these upcoming changes and the Restructuring of Medicare Part D
MEETING WITH US IS EASY ​
We love discussing Your Medicare Needs
Live in the Las Vegas Valley?
We'll personally meet with you one-on-one
Schedule a Meeting, Select a Day, Date and Time
CLICK on the Let's Go Button Above     Take the Medicare Approved Survey
​By completing the Survey
We will be able to  Better Understand YOU and Your Needs!
​REMEMBER.... Taking the Survey and Completing the Scope of Appointment is  a Medicare Requirement 
 The Survey and Scope need completion 48 hours before our Meeting
Once Again
Thanks for taking the time to Schedule an Appointment

When can I change
​ "My Medicare Plan?"
You may Qualify for A Special Election Period
See the Section below...

Special Enrollment Periods
You can make changes to your Medicare Advantage and Medicare drug coverage when certain events happen in your life, like if you move or you lose other coverage. These chances to make changes are called Special Enrollment Periods. 
The types of changes you can make and the timing depend on your life event. 
​There are many Special Enrollment Periods. You may Qualify for One.. Just Ask Us!

Medicare Advantage has a Special one that allows you to Join a Medicare Advantage Plan Year Round.
It's called the  5 Star Enrollment period

​Wondering if You qualify for a Special Enrollment Period?

​Give Us a Call....702.403.6348
Send us a Text ..702.403.6348
Email us at  [email protected]

We will review Your Situation and let you know
​"UNDERSTAND MEDICARE ADVANTAGE PLANS"
MAKING CHOICES THRU UNDERSTANDING

​CLICK ON THE PICTURE TO GET THE FACTS ABOUT MEDICARE ADVANTAGE
THE KEY TO GETTING YOUR MEDICARE RIGHT IS
"UNDERSTANDING ENROLLMENT PERIODS"

​CLICK ON THE BUTTON TO GO TO THE ENROLLMENT PAGE

"The Basics of Medicare Supplemental Policies"

An Overview of What's Available
​(Click on the Picture to download the Overview)

Want to Know More about Medigap Policies?
How do they Work
What Plans are Available 
The Nevada "Birthday Rule" for Changing

The Guide to
"Choosing a Medigap Policy"
(Click on the button below )
Its will take you to Our Page on Medigap Policies
(Medicare Supplemental Insurance)

Click on the picture to go to our
​ "Understanding Medigap Supplement Page"

Is Your Medicare Coverage Keeping Up withYour Needs?
Schedule a Plan Review and Find out

* CALL US AT 702-403-6348  TTY (711)
or Send us at Text at 702-403-6348
to request a review or to meet for a review
​
*Monday thru Friday , 9:00 am - 6:00pm
​

Medicare
Plan Reviews

What are the Benefits
​ of a Plan Review?

Here are some good reasons to do a Plan Review

You need to see different Doctors 
or there are Doctors that you would like to see that you currently can not
Your Prescriptions Costs have been going up
or have you gotten new ones that are currently not being covered
You would like additional Supplemental benefits
You may be eligible for some new ones

Our Plan Reviews compare 3 plans and can provide you with choices and options that you may not currently have
​
Needs change and Plans change

It never hurts to do a Look, See!

You may be pleasantly surprised with our feedback!
Call Us, Text Us, or Email us. 
​
Our Plan reviews are complimentary and will answer all of the above questions

DO YOU NEED TO ENROLL IN MEDICARE?
Go to Our "Apply for Medicare Page!"

ENROLLING IN PART A
AND/OR PART B OF MEDICARE

We have the answers from Social Security and from Medicare for Enrolling in Medicare Part A and Medicare Part B

To Enroll in Medicare Part D and Medicare Part C (Medicare Advantage) call us..
702-403-6348 TTY(711)
Calling the above number will connect you with a Licensed Medicare Insurance Specialist for Nevada Medicare Options

For more answers Click on the button below and it will take you to our page on Medicare Enrollment

We represent all the additional Medicare Options in Las Vegas
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​THE IMPORTANCE OF DENTAL CARE
​VISIT OUR DENTAL PAGE TO FIND OUT MORE ABOUT THE DIFFRENT DENTAL PLAN COVERAGE WE OFFER... We offer Many Options...

(Click on the button to the right .  It will take you to Our Dental Coverages)
Save money on Medicare - Medicare in Las Vegas, NV
How do Medicare Savings Programs (MSP's) or "Extra Help" help with Medicare Costs?

TWO FEDERAL PROGRAMS
ONE STATE PROGRAM

These Programs can help you if you Qualify to save Money
on your Medicare Costs

*The Medicare Savings Program (MSP)

*The Extra Help ( LIS) Program

​*Las Vegas and Nevada Medicare Assistance Programs

​To Find out more just click on the words for each program or the chart on the side 

Why Partner with Us

We make  Medicare “Easy to Understand.” As an Advisor and Advocate, we explain in simple terms the difference between “Original Medicare vs Medicare Advantage.” Many people today find it hard to understand the difference.
We use Modern Technology and Tools to sort and search thru the Medicare Maze of plans and match Your Needs with the Right Medicare option. More than that, we keep up with your needs, so if they change we change your option.
We are Local so we understand the Plans, the Doctors, and the Provider Networks available in the Las Vegas Community. Choosing a Medicare Plan is important BUT It's Just as important for it to work easily for you.
We treat you as the unique Person you are, not just some name on a file. We know our clients, not just their IDs on a sheet of paper. Each person has a Different Need, that's why we Personalize each plan
We remain Educated on the current trends in Medicare. Thinking forward for our Clients can eliminate problems before they happen.  Our Clients Trust us because we are Honest and do not use Sales Tactics
WE WOULD LOVE TO HEAR FROM YOU ...LEAVE US A REVIEW 
​JUST CLICK ON THE PICTURE BELOW
"David has been my Medicare plan advisor for 3 years. He helps find the best plan for you. My husband and I have different plans because our medical needs are different. He is objective and a true professional. I love that he considers my needs and is not trying to just sell me a particular plan. Thanks Dave for your integrity. You can't go wrong with Dave."

- Joyce A.

Need a Medicare Health Insurance Specialist?
Get in touch! I am looking forward to working with you!
Phone or Text Us:
(702) 403-6348 TTY (711)

Email:
[email protected]

Location:
Las Vegas, NV 89134

Agency Hours by Appointment Only:
Mon - Fri: 9:00am - 7:00pm