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What is Dental Insurance

What is Dental insurance?

Dental Insurance is a form of health insurance designed to pay a portion of the costs associated with dental care.

There are several different types of individualand family dental insurance plans grouped into three primary categories:

Indemnity

Preferred Provide Network (PPO)

Dental Health Managed Organizations (DHMO).

Generally dental offices have a fee schedule, or a list of prices for the dental services or procedures they offer. Dental insurance companies have similar fee schedules which is generally based on Usual and Customary dental services, an average of fees in an area. The fee schedule is commonly used as the transactional instrument between the insurance company, dental office and/or dentist, and the consumer.